There are circumstances and events in our lives that we can look back at as either causing a bad day or changing our lives forever in a negative way. An Umbrella Policy is designed to protect you financially so that when we look at a catastrophic event, we’ll just see it as a bad day and not life changing. Our agency will guide you in determining if an umbrella policy is appropriate for you and your family.
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This type of policy provides excess liability that extends coverage to an auto, home, recreational vehicle, or other owned property. The Umbrella policy applies the coverage to the Bodily Injury portion of an auto or recreational vehicle policy or the Personal Liability portion of a home policy. An Umbrella policy typically comes in increments of $1,000,000. For the amount of coverage that you receive, this is the least expensive liability coverage that can be purchased.